body, html {
	position: relative;
	color: #474747;
	background-color: #d2d2d2;
	z-index: 10;
	padding:0;
	margin: 0;
	}
a {
	color:#474747;
}
a:hover {
	color: #6a6a6a;
	text-decoration: none;
}
h2, h3 {
	color: #191d42;
	font-size: 17px;
}
li {
	padding: 3px 0px;
}
th, td {
	font-size: 13px;
}
input {
	border: 1px solid #191d42;
	background-color: #f3f4ff;
	font-family: "Trebuchet MS", Georgia, Arial, Helv, Helvetica, sans-serif;
	font-size: 13px;
}
input:hover {
	background-color: #e1e4ff;
}
textarea {
	border: 1px solid #191d42;
	background-color: #f3f4ff;
	font-family: "Trebuchet MS", Georgia, Arial, Helv, Helvetica, sans-serif;
	font-size: 12px;
}
textarea:hover {
	background-color: #e1e4ff;
}
.body-blue {
	background-image: url(graphics/bg-blue.gif);
	background-repeat: repeat-y;
	background-position: top left;
}
.body-white {
	background-image: url(graphics/bg-white.gif);
	background-repeat: repeat-y;
	background-position: top left;
}
.header {
	background-image: url(graphics/header-bg.jpg);
	background-repeat: repeat-x;
	background-position: left top;
	height: 140px;
}
.header #header-image {
	background-image: url(graphics/header.jpg);
	background-repeat: no-repeat;
	background-position: top left;
   width: 800px;
   height: 140px;
   z-index: 8;
}
.header #menu {
  padding-top: 114px;
}
.header #smallmenu {
	color: gray;
	float: right;
	margin: 88px 10px 0px 0px;
}
.header #smallmenu a {
	color: White;
	font-family: Arial, Helv, Helvetiva, sans-serif;
	font-size: 11px;
	color: white;
	text-decoration: none;
}
.header #smallmenu a:hover {
	color: #dcd7f2;
}
.home-image {
	background-image: url(graphics/homepage-banner.jpg);
	width: 800px;
	height: 140px;
}
.menu {
	background-repeat: repeat;
	margin-top: 148px;
	padding-top: 6px;
	text-align: center;
}
.menu-item {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: black;
	text-decoration: none;
}
.main-text {
	width: 100%;
	display: block;
	padding: 0px;
	margin: 0px;
}
.home-text {
	padding: 30px 50px 0px 50px;
	background-color: White;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	text-align: justify;
	display: block;
}
.textarea {
	font-family: "Trebuchet MS", Georgia, Arial, Helv, Helvetica, sans-serif;
	font-size: 13px;
	padding: 10px 20px 0px 20px;
	position: relative;
	text-align: justify;
}
.heading {
	font-size: 14px;
	font-family: Arial, Helvetica, sans-serif;
	display: block;
	padding: 10 0 5 0;
}
.footer-text {
	font-family: Arial, Helv, Helvetica, sans-serif;
	font-size: 12px;
	color: White;
	text-align: center;
	width: 300px;
	margin: 0;
}
.footer-text-webdev {
	font-size: 9px;
}
.footer-text-webdev a {
	color: white;
	text-decoration: none;
}
.footer-text-webdev a:hover {
	color: silver;
}

#sidemenu {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	width: 210px;
	background-color: #191d42;
	padding-top: 10px;
	display: block;
}
#sidemenu ul {
	list-style:none;
	padding: 0;
	margin: 0;
}
#sidemenu li {
	border-bottom: 1px solid #A7A7A7;
	list-style:none;
	text-align:left;
	margin: 0;
	padding: 0;
}
#sidemenu a {
	text-decoration:none;
	font-weight: bold;
	color: #f6f6f6;
	padding: 5px 0px 5px 10px;
	border-right: 5px solid #191d42;
	display:block;
}
#sidemenu a:hover, #sidemenu a.on { 
	text-decoration: none;
	font-weight: bold;
	background: #262c60;
	color: #f6f6f6;
	border-right: 5px solid #275179;
	display: block;
}
.sidemenu-top {
	border-top: 1px solid #A7A7A7;
}
.table-tr {
	padding: 3px 3px;
	background-color:#191d42;
	color:white;
}
.table-td {
	padding: 3px 3px;
}
.table-right-border {
	border-right: 1px solid #191d42;
}
#rates-table {
	border: 1px solid #262c60;
}
#rates-table tr:hover {
	background-color: #f4f6ff;
}
#rates-table th {
	background-color: #262c60;
	color: White;
	padding-left: 5px;
}
#rates-table td {
	padding-left: 10px;
	padding-right: 10px;
	border-bottom: 1px solid #4986c0;
}
#rates-table #rates {
	text-align: right;
	padding-left: 10px;
	padding-right: 10px;
	border-left: 1px dotted #4986c0;
}
.bottom {
	background-image: url(graphics/bottom.gif);
	background-repeat: no-repeat;
	background-position: left bottom;
	width: 800px;
	height: 40px;
	position: absolute;
	display: block;
}
.backtotop {
	font-size: 10px;
	text-align: right;
	margin: 0px 10px 30px 0px;
	text-decoration: none;
}
.backtotop a {
	text-decoration: none;
	color: #877ead;
}
.backtotop a:hover {
	color: silver;
}